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|     COVID closures not a covered 'direct physical loss' | Virginia Lawyers Weekly     U.S. Circuit Chief Judge Albert Diaz joined Keenan in reversing Elegant Massage LLC v. State Farm Mutual Automobile Insurance Company, et al. (VLW 024 ... 
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|     NIC raises concern over surge in insurance fraud - Citinewsroom     "How are we going to rate this electronic vehicle? Because their risk dynamics is not the same as the petrol vehicles, they don't use engines, when ... 
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